Help with retirement and adjusting to your new phase of life
- Adjust to your new phase of life
- Where can I find out about activities, opportunities etc. ?
- Travel Concessions
- Managing your finances/pensions
- Health Issues
When you have been working for the last 40-50 years it may come as a bit of a shock to suddenly not have to get up and go to work. The way to look at retirement is an opportunity to do new things.
However for some people it can be a lonely time, particularly if your relatives/friends no longer live close by or have passed away.
There are various organisations on hand to help you get the most out of your coming retirement.
Help is available for:
- Heating your Home in the Winter - A Winter Fuel Payment is an annual payment to help people aged 60 and over with the costs of keeping warm in winter. The Pension Service has more information on Winter Fuel Payments
- Free TV licences - The Government will now pay for your Television Licence if you are aged 75 yrs or over. For more details visit the TV Licensing website
- Eye Care
- Dental Care
- GOV.UK - Workplace and personal pensions
Additionally, Adult Learning is something you could look into, with plenty of different courses you are sure to find something that you are interested in.
There are numerous chances to travel since most rail and bus companies offer discounts to people aged 60 or over.
- Senior Citizen Bus Pass
- Low fares & free travel for eligible people over 60 from Transport for Greater Manchester
- Ring and Ride
With longer life spans and the ever growing senior population, you need to begin saving and planning for your retirement when you are in your 30's or even sooner. Ample planning can help to make sure that you will not outlive your savings and that you will not have to rely financially on others.
Independent Age is a national charity which helps older people on low incomes to live with dignity and peace of mind by providing:
- a regular extra income
- grants for emergencies
- equipment to aid independence
- the support and friendship of our volunteers
- nursing and residential care and help with fees
The Financial Services Authority is an independent body set up by the government to regulate financial services and protect consumers rights in the UK. It will help you consider questions such as: What will happen when I retire? What types of pensions are there? Do I need to save for my retirement?
If sometimes you feel you can't cope by yourself, there are a number of people/organisations that may be able to help you.
- Doctor - the NHS website provides a list of local GPs by postcode or area.
- Samaritans - a national support service visit www.samaritans.org
- Mind - Mental Health Charity visit www.mind.org.uk
You may wish to go into a nursing home when you reach the point of not being able to cope on your own.