Help with retirement and adjusting to your new phase of life
Adjust to your new phase of life
When you have been working for the last 40-50 years it may come as a bit of a shock to suddenly not have to get up and go to work. The way to look at retirement is an opportunity to do new things.
However for some people it can be a lonely time, particularly if your relatives/friends no longer live close by or have passed away.
There are various organisations on hand to help you get the most out of your coming retirement.
Help is available for:
Where can I find out about activities, opportunities etc. ?
The Events Calendar lists many different events for the 'Young at Heart'
Additionally, Adult Learning is something you could look into, with plenty of different courses you are sure to find something that you are interested in.
There are numerous chances to travel since most rail and bus companies offer discounts to people aged 60 or over.
Managing your Finances/Pensions
With longer life spans and the ever growing senior population, you need to begin saving and planning for your retirement when you are in your 30's or even sooner. Ample planning can help to make sure that you will not outlive your savings and that you will not have to rely financially on others.
Independent Age is a national charity which helps older people on low incomes to live with dignity and peace of mind by providing:
- a regular extra income
- grants for emergencies
- equipment to aid independence
- the support and friendship of our volunteers
- nursing and residential care and help with fees
The Financial Services Authority is an independent body set up by the government to regulate financial services and protect consumers rights in the UK. It will help you consider questions such as: What will happen when I retire? What types of pensions are there? Do I need to save for my retirement?
If sometimes you feel you can't cope by yourself, there are a number of people/organisations that may be able to help you.
You may wish to go into a nursing home when you reach the point of not being able to cope on your own.